Investing in Mutual Funds

Examples to Start With:

• Vanguard Total Stock Market Index Fund (VTSAX)
• Fidelity ZERO Index Funds (no fees)

Where to Buy:

• Vanguard, Fidelity, Charles Schwab.

Key Considerations:

• Minimums: many funds require $1,000–$3,000 to start.
• Expense ratios: lower is better.

Starting Amount:

• $1,000–$3,000 for traditional funds.
• Some brokerages now allow fractional mutual fund shares.

Goals:

• Passive, hands-off investing.
• Good for retirement accounts.