Investing in ETF’s (Exchange-Traded Funds)

2) ETFs (Exchange-Traded Funds)

Examples to Start With:

• SPY or VOO (S&P 500 Index)
• QQQ (tracks Nasdaq 100)
• VTI (Total Stock Market)

Where to Buy:

• Betterment or Acorns (automated).
• Fidelity, Schwab, Robinhood for DIY.

Key Considerations:

• Low expense ratio = good (under 0.2% is great).
• No load or transaction fees is best for small accounts.

Starting Amount:

• $100–$500 with fractional shares.
• Some robo-advisors have $0 or low minimums.

Goals:

• Diversify instantly with one purchase.
• Learn about sectors and index investing.